Private Credit

Private credit is direct structured lending to vetted businesses, operating entirely outside of public markets. Capital is deployed into short-term structured notes and returned with interest when deals close – with no stock market exposure, no lock-ups, and no volatility.

Until recently, this asset class was available exclusively to institutional investors. Through Carey Suen’s established partnerships, qualified individual investors now access the same structures and protections that institutional capital has relied on for decades.

Your capital works in a defined structure, for a defined period, and is returned with interest when the deal closes. No market noise. No surprises.

Capital Protection

Private credit delivers what traditional investments rarely can – consistent, predictable returns that are entirely independent of market conditions.

Why Private Credit?

Private credit delivers what traditional investments rarely can – consistent, predictable returns that are entirely independent of market conditions:

  • Returns of 7-16% targeted annually
  • Quarterly distributions throughout the investment term
  • No exposure to stock market volatility
  • No lock-up periods on structured note products
  • Direct access to institutional-grade opportunities
  • Full transparency on capital deployment and repayment schedule

Our Programmes

Capital is deployed into short-term structured notes with vetted business borrowers. Each deal has a defined term, a fixed return rate, and a clear repayment schedule. Your capital is returned with interest when the deal closes – no market exposure, no uncertainty.

Carey Suen offers a range of private credit programmes to suit different capital levels and timelines – Each programme is fully explained before any commitment is made.

The first step is a private, no-obligation consultation with Annette. She will walk you through the available programmes, explain every term and protection layer, and identify the structure that best fits your timeline and objectives. No pressure. No commitment until you are ready.

Consistent Returns, Every Cycle

Private credit at Carey Suen has delivered consistent returns across every programme and every market cycle. Unlike public market investments, returns are not subject to economic conditions, interest rate movements, or geopolitical events – they are defined by the structure itself.

  • 888 – 8.88% in 88 days
  • Elite Gold – 9% at D120, 6% at D180
  • Elite Diamond – 10-13% across D120 and D180
  • Sovereign – 10-12% returns
  • Black Label – Up to 16% across D90 to D360

Who This Is For Carey Suen's private credit programmes are designed for internationally mobile investors who want their capital working independently of public markets - delivering visible, predictable returns on a defined timeline. Our clients typically hold $100,000 or more in liquid capital and are looking for hands-off, structured income that does not require active management or market monitoring.

Act Today

Speak with our team today for a private briefing on our structuring solutions and capital protection frameworks. Secure your edge. Book an exclusive private briefing with our experts today..

Testimonials

At $2.2 million across four tranches, the Black Label structure delivered $264,000 at each 90-day interval – consistent, predictable, and entirely outside of public markets. Annette manages this level of capital with the same personal attention she gave me when I first invested $50,000

Donald Carmichael
Retired - Hong Kong,

Ready to Get Started?

Speak with our team today for a private briefing on our structuring solutions and capital protection frameworks. Secure your edge. Book an exclusive private briefing with our experts today.